From the curb, 40 S. Colonial Ave. looks like a charming, well-kept home tucked quietly at the end of a cul-de-sac in Westminster. The kind of street where kids can ride bikes, neighbors wave, and life feels just a little slower in the best possible way. But step inside… and you quickly realize this home is playing chess while others are playing checkers. Because this one is so much bigger than it looks. The main level welcomes you with a large, comfortable living area that immediately feels like home. Then you discover the real surprise: an impressive primary suite right on the main level. Not just a bedroom, but a true retreat — oversized, light-filled, and anchored by a Roman-style bath that feels more spa than suburban. This is the kind of layout buyers dream about: main-level living without giving up space. And just when you think you’ve seen it all… the house opens up even more. The fully finished lower level is practically a home within a home. A spacious living area, a kitchenette, two additional bedrooms, and a full bath create a completely self-sufficient second living space. Perfect for multi-generational living, long-term guests, a returning college grad, or simply spreading out and enjoying the flexibility of separate zones for work, play, and privacy. It’s rare to find a home that offers this kind of versatility without feeling chopped up. Here, every space flows, every level has purpose, and every square foot works hard for you. All of this, quietly positioned at the end of a cul-de-sac, yet minutes from everything Westminster has to offer — shopping, dining, schools, and commuter routes — makes the setting as practical as it is peaceful. And then there’s the number that makes buyers do a double take. Priced aggressively at $399,997, this home delivers size, layout, and lifestyle that often live in a much higher price bracket. It’s the kind of opportunity where the smartest buyers recognize value not just in price… but in potential, flexibility, and long-term livability. 40 S. Colonial Ave. isn’t just a house. It’s a surprise. It’s a smart move. And it’s ready for its next chapter.